Cross-Collateralisation Mortgage Cross-collateralisation or cross-securitisation is a strategy property investors with more than one property may wish to use when applying for a new loan. Some investors will try to avoid cross securitising their properties, but with recent lender structures, government pressure from APRA and policies often changing, avoiding cross collateralising may not be the best ...
Loans for First Investment Property
First Investment Loan vs First Home Loan vs Refinancing Home Loan How does getting a loan for your first investment property differ from your first home or refinancing your existing home Many of our clients who purchased their first home a few years ago are now looking at buying their first investment property. One of the most common questions they ask is: what’s the difference between financing for my ...
How To Get Your Home Loan/ Investment Loan Approved…FAST
The 5 Criteria Banks Use To Assess Home Loans and Investment Loans Learn how to get your home or investment loan approved fast. I'll explain the exact 5 criteria banks use to assess loan applications. I’ll also include proven strategies to help you save time, interest, tax and maximise property investment opportunities. Take the guess work out of loan applications by understanding what lenders are ...
Be wary of property spruikers and marketers
We have noticed an increase in enquiries from stressed home buyers and property investors who are having difficulty getting their loans approved even though they’ve gotten a pre-approval. In many cases, this is because these property buyers have bought an off-the-plan land and house, or apartment package from a property marketer or property spruiker, where the value of the property has come up short – ...