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LIVING EXPENSE DECLARATION

LIVING EXPENSE DECLARATION

Frequency

Amount

Weekly Amount

Monthly Amount

Annual Amount

Groceries/FOOD SHOPPING

Transport (REGO/S, FUEL, Public transport)

Utilities (Gas, Water, Power)

Owner Occupied Rates

Clothing and personal care

Current Rent being paid

Childcare

Education-SCHOOL FEES

Insurance- HOME/S

INSURANCE- CAR/S

Medical and health(insurance)

Investment property – RATES

Recreation and entertainment- GOING OUT, Sports, Gyms

Phone, Internet, Pay TV

Other EXPENSES

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“Loans for Both Private and Business”

“I have dealt with Neil Carstairs from Mortgage Corp on many occasions with regard to housing loans for both private and business and have found him to be so helpful in getting me over the line on a few occasions. I recognise how time consuming this must be for him; but at no time has he made me feel that it was an inconvenience to him. His good humour is always at the forefront and we have established an excellent rapport through our dealings. As a result of the great service I have received, I have recommended him to many of my family members and they too have nothing but praise for the manner in which their business was dealt. I only have praise for him and will definitely use his services again and I will continue to recommend him to others.”

“First Home + First Investment Property”

“Neil is not only our ‘mortgage broker’ but he is a trusted friend, mentor and educator! With Neil’s help we purchased our first home and now a few years later we have purchased our first investment property. Neil has spent hours upon hours with us, over the phone and in person, taking the time to really educate us on how to manage our finances and investments. We feel so lucky to have been introduced to Neil and we know that we will continue working with him for many years to come. ”

“We were so happy to find Neil”

“We started looking to purchase our family home and had no success with the banks as Shaun is self employed. We were so happy to find Neil as he made the whole lending process so simple. His honesty from the start helped us understand everything, every step of the way. His easy going and friendly nature made us feel very comfortable and we owe it all to him because now we have our family home thanks to Neil’s efforts.”

“I would highly recommend to any prospective buyer”

“Neil Carstairs from Mortgage Corp helped my husband and I get our family home. I am impressed with how hard he worked in finding us the best rate and the follow through when contacting us after he had completed his job, just making sure things were working smoothly. I could not be happier with Neil and would highly recommend his services to any prospective home buyer.”

“At 25, we’re looking at our 3rd investment property”

We couldn’t have done it without Neil’s expertise and in depth knowledge of banks and loans, a topic we knew very little about before meeting with Neil. He has helped us set up a successful portfolio of properties and with his help; we have no plans on slowing down.

“One Property Per Year Is Not A Dream Any More”

“Neil Carstairs from Mortgage Corp to be our personal finance adviser. Neil’s professional attitude, high ethics and in-depth knowledge about finance meet all of our expectations for our finance. With his help and advice, we were able to settle two valuable properties within 2 years and now looking for the third one. With Neil, buying one property per year is not a dream any more.”

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Industry Achievements And Certifications

Neil carstairs mortgage awards from 2018 to 2019

WEEKLY EXPENSE TOTAL:	$ 0.00
MONTHLY EXPENSE TOTAL:	$ 0.00
ANNUAL EXPENSE TOTAL:	$ 0.00

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	I AGREE THE ABOVE IS A TRUE REFLECTION OF MY ESTIMATED LIVING EXPENSES AND HAVE ENSURED I HAVE REVIEWED THESE FIGURES BASED ON MY DAY TO DAY EXPENSES