Category Archives: Finance
How Do Banks Assess Investment Loans 2019
How Do Lenders Assess Investment Loans Banks have tightened up on investment loans in 2019, and with all the different lending options that are still available to a multitude of different investors, it’s really important to understand, the differences between … Continue reading
The Most Expensive Mistake Home Buyers Make and How To Avoid It
How To Avoid The Most Expensive Mistake Home Buyers Make So you’ve spent hours researching homes on the internet, inspected what feels like a million houses and organised various building reports, contract reviews and your mortgage pre-approval. Buying a house … Continue reading
What Is A Comparison Rate? How the Fine Print is Costing YOU
What Is A Comparison Rate? How The Fine Print Is Costing You Thousands With interest rates hovering around all-time lows, more and more property investors and homeowners are considering refinancing for a better interest rate and a better deal. And many … Continue reading
Posted in Finance, Investment property, Mortgage
Tagged comparison rate, interest rate
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New Rules On Investment & Interest Only Loans
Important Changes To Interest Only Loans & Investment Lending Interest only loans and investment lending have been a hot topic lately especially after the Australian Prudential Regulation Authority (APRA) issued guidelines and rule changes regarding lending practices in March 2017. … Continue reading
Posted in Finance, Investment property, Mortgage
Tagged interest only loans, investment loans, lending policy updates
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Looking For The Best Interest Rate For Your Investment & Home Loans? Be Warned!
🔔🔔🔔 Warning: “The best Interest rate!” Ever since RBA announced the recorded rate cut, more and more advertising start to pop up with “the best interest rate”. To those who feel like jumping straight in, again, my advice: WAIT AND LET … Continue reading
Cross-Collateralisation And Investment Loans! When? Why? How?
Cross-Collateralisation Mortgage Cross-collateralisation or cross-securitisation is a strategy property investors with more than one property may wish to use when applying for a new loan. Some investors will try to avoid cross securitising their properties, but with recent lender structures, … Continue reading
Genuine Savings & Home Loan | What You Need To Know
Genuine Savings In Home Loan Application Genuine savings is a requirement to prove to lenders that you have consistently been saving before making a loan application. Having a deposit isn’t enough these days to get a loan approved – many … Continue reading
Loans for First Investment Property
First Investment Loan vs First Home Loan vs Refinancing Home Loan How does getting a loan for your first investment property differ from your first home or refinancing your existing home Many of our clients who purchased their first home a few … Continue reading
SMSF Loans Explained – SMSF Borrowing 101
The Pitfalls and Potential of Purchasing Property Through A Self Managed Super Fund (SMSF) What You Need To Know You’ve got funds sitting in your super, you want to invest in property and you’ve heard of super fund loans – … Continue reading
Bridging Loans What You Need to Know
How To Buy Before you Sell With Bridging Loans Considering upsizing or downsizing your home? Did you know that you don’t have to sell your own home before buying a new house? A bridging loan makes it possible for you … Continue reading
