The ANZ Fixed Rate Home Loan (in a Company name) is designed for the purchase of a home loan for personal use, where the borrowing may be required in the Company or Trust name. The home would be for the use of the directors of the Company or Beneficiaries of the Trust.
With an ANZ Fixed Rate Home Loan (in a Company name) you have certainty that the loan repayments remain the same for a period of time. As day to day life can be unpredictable, it’s sometimes nice to know that the access to a stable interest rate exists. That means that whatever happens with interest rates, the interest rate and therefore the repayments on your ANZ Fixed Rate Home Loan (in a Company name) will remain the same. This helps make planning a little easier.

You can even make additional repayments up to a set tolerance* each year of the fixed interest rate period, without triggering an early repayment calculation.

Lock Rate Option
With an ANZ Fixed Rate Home Loan (in a Company name) the interest rate that will apply is the rate for the term you select as at the day you settle your loan. However, if you would like to ‘lock in’ the interest rate current at the time you apply you can do this with ANZ Lock Rate. By paying a Lock Rate fee, the rate is ‘locked in’ for up to ninety days, protecting you from the potential risk of interest rates increasing before you drawdown your loan. Lock Rate gives the extra security of knowing exactly what your repayments will be for a set period.

ANZ Fixed Rate Home Loan (in a Company name)

Interest Rate
For the latest Interest Rates, visit our Mortgage Calulator
Term
As above for fixed interest rate period. Total loan term up to 30 years.

Lock Rate
Yes, Lock Rate is available on the 1-5 Year Fixed Rate Home Loan (in a Company name), maximum loan amount $1,000,000.
Lock Rate fee applies.

Fees and charges
Fees and Charges may apply. Please ask for ANZ’s Small Banking Fees and Charges brochure for details of current fees.

Repayment frequency
Weekly, fortnightly or monthly.
Interest only up to 10 years is available. The Interest Only Period must equal the fixed interest rate period selected.

Additional Repayments
Additional repayments can be made up to a set amount known as a tolerance*. Early Repayment Cost and Fee may apply for additional repayments made above the tolerance amount.

Repayment source
Repayments can be made by Direct Loan Repayment (DLP)

100% Mortgage Offset
Available on ANZ One Year Fixed Rate Home Loan (in a Company name) – with ANZ Business Mortgage Loan Offset Account

Loan to Value Ratio
Up to 90% with Lenders Mortgage Insurance

Minimum loan amount
$20,000
Terms and conditions available on application. Fees and charges are payable.

ANZ Fixed Rate Home Loan in a Company name is a post from: Sydney Mortgage Brokers MortgageCorp

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How does the ANZ Residential Land Loan in a Company Name work for you?
An ANZ Residential Land Loan in a Company Name is a competitively priced loan to help fund the purchase of land, on which you intend to build within 12 months. When you are ready to build, ANZ can help you finance this with any one of our award winning Residential Investment Loans.

Purpose
Purchase of residential land, to build a residential investment property in the name of a business entity, for the personal benefit of the director/s or beneficiaries of a trust.

Flexible Repayments
You can choose weekly, fortnightly or monthly repayments as well as making lump sum reductions. This will shorten the loan term, and may save you thousands of dollars. Whatever suits your needs, ANZ is there for you! Plus you can make interest only payments for up to 12 months. Repayments can be made by using Direct Loan Payments (DLP) or deposit book.
Interest Rate
For the latest Interest Rates, visit our Mortgage Calculator

Term
Repayments based on maximum 30 year term
Building must commence within 12 months

Fees and charges
Standard Loan Approval Fee applies.

Refer to ANZ’s Small Business Banking Fees and Charges brochure for details of current fees.

Minimum Loan
$20,000

Additional repayments
Additional repayments can be made at any time

Repayment source
Repayments can be made by Direct Loan Payment (DLP) or Deposit Book

Repayment options
Principal and Interest or Interest Only up to 1 years
Terms and conditions available on application. Fees and charges are payable.
All applications are subject to ANZ’s normal credit approval criteria.

ANZ Residential Investment Land Loan in a Company Name is a post from: Sydney Mortgage Brokers MortgageCorp

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ANZ Portfolio provides customers with a simple way to put their equity to work by allowing the flexibility to open up to 12 Sub-accounts and the convenience of a broad choice of sub-account types and repayment options. Sub-accounts can be held in the name of one or more of the Portfolio holders (except the Primary Sub-account, which must be in the name of all Portfolio holders*).

Those named as the Sub-account holders, are authorised to operate and manage the Sub-account, however all Portfolio holders are liable for all Sub-accounts if they are in default.

* Exception where a Portfolio holder is a Company or Trust, in which case the Primary Sub-account will be in the name of the company or Trust only.

For more information about a Portfolio Loan please contact MortgageCorp on (02) 8014 4288 or use the contact page to send an online enquiry

ANZ Launches Portfolio Loan for Investors is a post from: Sydney Mortgage Brokers MortgageCorp

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