ANZ Fixed Rate Home Loan in a Company name
How do ANZ Fixed Rate Home Loans (in a Company name) work for you?
The ANZ Fixed Rate Home Loan (in a Company name) is designed for the purchase of a home loan for personal use, where the borrowing may be required in the Company or Trust name. The home would be for the use of the directors of the Company or Beneficiaries of the Trust.
With an ANZ Fixed Rate Home Loan (in a Company name) you have certainty that the loan repayments remain the same for a period of time. As day to day life can be unpredictable, it’s sometimes nice to know that the access to a stable interest rate exists. That means that whatever happens with interest rates, the interest rate and therefore the repayments on your ANZ Fixed Rate Home Loan (in a Company name) will remain the same. This helps make planning a little easier.
You can even make additional repayments up to a set tolerance* each year of the fixed interest rate period, without triggering an early repayment calculation.
Lock Rate Option
With an ANZ Fixed Rate Home Loan (in a Company name) the interest rate that will apply is the rate for the term you select as at the day you settle your loan. However, if you would like to ‘lock in’ the interest rate current at the time you apply you can do this with ANZ Lock Rate. By paying a Lock Rate fee, the rate is ‘locked in’ for up to ninety days, protecting you from the potential risk of interest rates increasing before you drawdown your loan. Lock Rate gives the extra security of knowing exactly what your repayments will be for a set period.
ANZ Fixed Rate Home Loan (in a Company name)
Interest Rate
For the latest Interest Rates, visit our Mortgage Calulator
Term
As above for fixed interest rate period. Total loan term up to 30 years.
Lock Rate
Yes, Lock Rate is available on the 1-5 Year Fixed Rate Home Loan (in a Company name), maximum loan amount $1,000,000.
Lock Rate fee applies.
Fees and charges
Fees and Charges may apply. Please ask for ANZ’s Small Banking Fees and Charges brochure for details of current fees.
Repayment frequency
Weekly, fortnightly or monthly.
Interest only up to 10 years is available. The Interest Only Period must equal the fixed interest rate period selected.
Additional Repayments
Additional repayments can be made up to a set amount known as a tolerance*. Early Repayment Cost and Fee may apply for additional repayments made above the tolerance amount.
Repayment source
Repayments can be made by Direct Loan Repayment (DLP)
100% Mortgage Offset
Available on ANZ One Year Fixed Rate Home Loan (in a Company name) – with ANZ Business Mortgage Loan Offset Account
Loan to Value Ratio
Up to 90% with Lenders Mortgage Insurance
Minimum loan amount
$20,000
Terms and conditions available on application. Fees and charges are payable.
Related posts:
- ANZ Fixed Rate Residential Investment Loan for property investors ANZ Fixed Rate Residential Investment Loan for property investors This...
- ANZ Residential Investment Land Loan in a Company Name ANZ Residential Investment Land Loan in a Company Name How...
- ANZ Standard Variable Rate Home Loan How does the ANZ Standard Variable Rate Home Loan work...
- ANZ Interest-in-Advance Residential Investment Loan for property investors ANZ Interest-in-Advance Residential Investment Loan for property investors This loan...
- ANZ Variable Rate Residential Investment Loan ANZ Variable Rate Residential Investment Loan for property investors. The...
Related posts brought to you by Yet Another Related Posts Plugin.
